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Hire Purchase

ESTO hire-purchase – you don’t wish to pay the entire amount at once? Pay in instalments, over a period of up to 60 months!

Use the ESTO hire-purchase to pay for goods and services – the most favourable, the most convenient and the fastest hire purchase link in Estonia!

Add the desired goods to the shopping cart, confirm your order, and select the Tallink hire-purchase for the payment method. When paying, select the preferred period, the amount of the monthly instalment, and sign the transaction conveniently using the Smart-ID or Mobile-ID solution, or your ID card.

The Tallink hire-purchase is an extra-fast and convenient payment solution that helps to prepare for you a payment schedule for the payment period you have chosen. This payment solution takes the decision in real time, and helps you to complete your purchase within less than 60 seconds.

ATTENTION! Every hire-purchase is a financial obligation. Before signing a hire purchase agreement, please review the terms and conditions of the respective service and, if needed, consult a specialist.

The provider of the Tallink hire-purchase is ESTO AS (reg. code 14180709).

Standard terms and conditions of the ESTO hire-purchase:

  • Interest 9.9%
  • Contract 0 euros
  • Period – up to 5 years

All citizens of the Republic of Estonia in the age between 18 and 70 may apply for the ESTO hire-purchase.

Every financial decision involves risks and obligations, and therefore you are advised to carefully consider the need for using any loan products. Example: with the loan amount of 799 euros, the loan amortisation period of 24 months, and the fixed interest rate of 9.90%, the annual percentage rate of charge will be 19.53%, the annual instalment amount – 39.88 euros, and the total amount paid by the consumer will be 957.12 euros.